B and H Credit Card | How To Apply And Benefits | How to login

B and H Credit Card | How To Apply And Benefits | How to login

B and H Credit Card is a store credit card issued by Synchrony Bank. If you’re wondering whether B&H Store Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

b and h credit card

AMAZING FEATURES OF B AND H CREDIT CARD

  1. Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
  2. No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don’t have to pay an annual fee for the privilege.

PROS OF B & H CREDIT CARD

  1. Financing options available.
  2. No annual fee.
  3. An instant credit decision, so you can use the card right away if you’re approved.
  4. No annual fee.
  5. B&H Store Credit Card reports to multiple credit bureaus

CONS OF B & H CREDIT CARD

  1. High-interest rates.
  2. Does not offer a signup bonus.
  3. Does not offer rewards or cashback.
  4. You don’t earn rewards on every purchase.
  5. Does not include any credit card benefits

FAQ (FREQUENTLY ASKED QUESTIONS)

QUESTION: Is there a B&H Store Credit Card cashback or rewards program?

ANSWER: No, the B&H Store Credit Card does not offer a rewards program.

QUESTION: What are the relevant APRs for B&H Store Credit Card?

ANSWER: B&H Store Credit Card has a variable purchase APR of up to 29.99%.

QUESTION: Does B&H Store Credit Card have an introductory APR offer on balance transfers?

ANSWER: No, B&H Store Credit Card does not come with an introductory APR offer for balance transfers.

QUESTION: Does B&H Store Credit Card have an introductory APR offer on new purchases?

ANSWER: B&H Store Credit Card does not offer an introductory rate on new purchases.

B&H Store Credit Card Purchase Intro Offer

DESCRIPTION  
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

 

QUESTION: What are the fees for B&H Store Credit Card?

ANSWER: The following fees apply to B&H Store Credit Card:

FEE AMOUNT
Annual Fee $0
Returned Payment Fee up to $28
Late Payment Fee up to $39

 

QUESTION: Does B&H Store Credit Card report your account activity to credit bureaus?

ANSWER: B&H Store Credit Card reports your account activity to the following credit reporting agencies:

  1. Equifax
  2. Experian
  3. Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

STEPS TO APPLY FOR B AND H STORE CREDIT CARD

  1. Visit the B&H Store Credit Card website.
  2. Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  3. Check the information is accurate and submit your application.
  4. If you’re denied please check through your application and see why your application may have been rejected and what you can do about it.
  5. You can also contact Synchrony Bank across all the 50 states of the United States of America