Open Credit Card Customer service | Credit Card with no interest
The Open Credit Card Customer Service: Credit card is majorly an easy means for payment. Every citizen is supposed to own a credit card. A credit card allows you to make payments for any goods; even when you don’t have cash.
To apply for any credit card, you must meet up some requirements so that you can get a good credit card offer. Credit card helps you to manage your monthly salary and also it’ll allow you to reduce your expenses.
If you’re up to 18 years and you have a business or work, you can apply for a credit card. In this article, we’ll show you how you can apply for a credit card.
The requirement to Apply for a Credit Card
You should be at least 18 years and with your parent’s permission and or a good source of income. Credit card is designed to prevent banks stop a bank from some dangerous practice.
You need to have a security number to produce a credit history. If you’re a non-citizen and you don’t have a security number you’ll not be given a credit card.
You also need to have a good credit history; some credit cards may require credit scores of 700 or more. Some card is designed for fair credit, for example, it’ll accept an applicant with lower scores. Most card offers may require up to a minimum of seven years of credit history.
If you have a poor credit history, you might get a credit card but you’ll have to between $200 and $1000. With this payment, an account will be open for you.
How to apply for a Credit Card -Open Credit Card Customer service
Let’s show you ways you can apply for a credit card.
The first thing you should do is to find a suitable credit card for your needs. When you’ve gotten your credit card, you can then apply for it. You can follow the steps below to know you can apply for it.
- Go to the bank you want to get the card from, or you can visit their online site to apply for it.
- Fill the form that’ll be provided.
- You’ll see information like name, date of birth, your security number.
- gross annual income.
- Your housing information.
All this information is majorly what will be required from you. In case you don’t have this entire requirement, the card might not be given to you. Do you know they’re credit cards with no interest? Oh yes, in this article we’ll list some of these cards for you.
With this credit card, you’ll pay no interest on any item you buy for one year. Well, if you’re wondering the kind of card you can give you such benefit, don’t worry; we’ll list them for you.
List of a credit card with no interest
They’re some credit card with no interest, which we’ll be listing them below.
- Chase freedom unlimited.
This is one of the credit cards that have zero interest, it offers no annual fee. Now let’s list some of the benefits you’ll get through this app.
- It has a regular APR of 14.99%-23.74%.
- You’ll be charged 0% on every item you buy with this card for fifteen months.
- It accepts a credit score of 690 to 850 which is between good to excellent.
- You’ll get unlimited 1.5% percent cashback.
- It’ll give you a $150 bonus after spending $500 0n your purchase. This will be added in your first three months of paying with this credit card.
- Wells Fargo Platinum
This is one card that has zero percent interest. The reason why some citizens choose to go for it because they consider it to be affordable.
- It offers a 0% APR period
- No annual fee.
- You’ll get good cell phone protection when you pay off with your card.
- Buying an item for the first with this card will cost you $0. This means it’s very free.
Chase freedom unlimited
Talking about a good credit card that has an offer and offers zero interest, this is the card.
- 0% introductory APR.
- Gives you an opportunity to earn.
- 15% cashback on any item you buy.
- Offers bonus reward.
When you’re referred to as “transactor”, it means you use the card anytime you desire. This simply means your APR is not important because you’ll not receive any benefit.
How 0% APR offer will work for you -Open Credit Card Customer service
Well, this 0% means no interest will be collected in any item you buy. When your card has 0% APR it means you won’t be charged any interest fee. This offer is mostly been given to new customers. The zero-percent period you see one in stores is referred to as “deferred interest.
In this offer, you won’t pay money during the promotion period. However, the interest is quietly calculated in the background.
It’s advised you pay your dues on a monthly basis, when you pay late, it’ll resort to the stiff fee. And when you fail to pay it’ll attract punishment.
In conclusion, a credit card is very helpful mostly when you don’t have cash at hand. You can walk into any store with it and make payment for any item you’ll buy. The use of credit cards is not something new, it has been existing. Note, when you have a good credit history, you’ll always have access to any credit card of your choice.